Financially Elite Blog - Achieve Financial Freedom » Personal Development

Financial Freedom – Possible in 30 Minutes a Day

Dwight Anthony — Sun, 28 Mar 2010 20:42:28 +0000

Everyone would like to be worry free when it comes to their finances. Everyone would like to be able to have the money for those things that they might want instead of just being to get the things that they have to have. What is the best way for easy Financial Freedom?

Arriving at the point in life where you won’t have to worry about having enough money means you are going to have to work it. Starting as early as possible in learning the best way to manage money is the key to having a stress free middle age life and for those golden years later in life as well. Everyone’s goal should be to have a retirement that they can look forward instead of dreading those years because of the lack of money saved for it.

You should start now in taking out a half hour of every day to think about your finances. You don’t have to make it a stressful chore, but just think about your present situation on a daily basis for a few minutes. Think about the ways that you can make it better and make it worthwhile for the later years in your life. If you make yourself focus on money and how to correctly manage it every day, then you are going to likely be more mindful of what you are doing wrong that can cause monetary squander.

Taking a little time every day to view and think about your money can pay off because you are going to be more aware of what you have been doing with your money. You may be surprised at the number of people who couldn’t tell you what they spent their entire paycheck on a few weeks back. This is the very reason a budget planner is a wise investment. All you need is a notebook of paper and a pen to write down each day’s expenses. Make sure that in that half hour you view these expenses and make the decisions of whether or not they were smart or not so smart spends.

Taking the time to concentrate on achieving easy Financial Freedom is the only surefire way to have it aside from winning the lottery of millions. Even those who have tons money can end up broke if they are not making sure they are aware of their spending habits. It is easier to lose money by careless spending than it it is by paying huge bills and living expenses. When someone is careless with their money, they are usually not taking care to keep up with how much they have either.

Make sure that you make it a point to sit down and figure your finance for at least 30 minutes a day. During this time, you should think about your heaviest financial burdens and ways to lighten them You should think about ways that you can stay out of debt. You should also make sure that you write down everything that you think of and refer back to your notes during those times you have extra money. You can have easy Financial Freedom when you take the time to pay close attention to your money.

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Believe in Success!

Dwight Anthony — Tue, 29 Dec 2009 01:24:33 +0000

Recently, it has been noted the great importance and sheer power of our human brain. Experiment after experiment has shown that what we think about most, is what our subconscious minds help us to achieve by working towards this thought pattern process. In this case, it would be helpful to note that it would be most beneficial for us to dwell on those things that are most positive and in our favor.

These experiments have dealt with health issues mostly as the results can be viewed easily. Most people have heard of instances where patients have been given sugar pills and have recovered. It’s also known as the placebo effect. It is the power of the brain that makes people believe that sugar pills have cured them

Use your brain to help you reach your goals and attain the success that you have always wished for yourself. Keep your vision central in your memory, which is why vision boards are so useful to have, and believe that they can be attained. In fact is only a matter of time as to when you will reach your goals.

Many top sports people and business high achievers have shared their success stories. One of the strong points they usually make is that they believed they could do it. Our own success stories tend to fall apart at the first or second major hurdle. This happens because we do not believe that we can achieve the big dreams.

If you believe that you don’t have green fingers and that every pot plant you are given will die because of you, it would be pointless for you to start a career in gardening. That is not because you would not make a great gardener. It’s because you believe you kill all plants.

Believing that if you are disabled means you can’t swim competitively then that is what will stop you from taking up the sport of swimming. It’s not your disability. You just need to check Natalie du Toit’s story to understand what handicaps people overcome to achieve their dreams.

They carry on with their dreams regardless because they believe that they can do it. Natalie du Toit lost a leg in a motoring accident. She entered an able bodied event in the Olympics in Beijing. She was annoyed with herself because she only came sixteenth.

Most of us would never consider attempting what she has done. We would give up. Lost a leg, well there went all hope of swimming competitively would be our thinking. Yet there are sports people who achieve amazing feats by sheer determination and total self-belief.

You might consider that it will be impossible for you to believe in yourself. After all you have had nothing but disappointments in your life. You have never reached any of your goals and you feel a total failure in everything you do.

Yet self-belief can be learnt. It can become a habit. It is something that only requires an attitude adjustment. The difference in thinking ‘I can do it” to ‘I can’t do it” is but a few letters.

You may wish to blame a whole bunch of people for confirming in your mind that you are unable to achieve something. You could blame your teachers who always told you that you were useless. Then you could blame your friends for laughing at you, or your parents because they never had time for you.

You need to halt and completely eliminate those attitudes that may stop you from believing in yourself. You have the power to influence your belief system and help you to stay positive in what you can achieve. For this reason, it would be most beneficial for you to believe in success.

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Affirmations 101

Dwight Anthony — Fri, 18 Dec 2009 01:46:14 +0000

The best Way to combat negative self talk and build positive reinforcement is through the use of affirmations in your own life. What are Affirmations? They are those little positive dialog sets that we say to ourselves and visualize how these sayings can affect us in our everyday lives.

How To, the 101 of Affirmation sets

(1) Determine your goals

(2) Compile an action plan and create your affirmations to go with your goals. There are many ways to keep your affirmations top of mind. Here are some good ways to practice and work your affirmations to make sure they are effective.

Review your affirmations at least three times a day. First thing in the morning as you wake up is an excellent time then about mid-day and once shortly before going to sleep. Use any down time as well.

Use the time while you stand in line, or waiting at the dentist or sitting in traffic. Every moment you have to yourself get in the habit of working through all of your affirmations.

In addition to your audio phrase repetition, you want to bring in the visual aspect as well. View your hand written flash cards, watch your prepared PowerPoint presentation, play the video and spend a few minutes to visualize the experience of having attained your goals. If you are not near your digital presentations then just use your cards.

Add everything possible to this experience. Imagine the sounds, the smells, the feeling of the metal of your new car or the texture of the plants in your new garden. Visualize a picture of your vacation, arriving at the airport, taking a cab to your hotel, running on the beach, splashing in the surf.

Don’t just see the scene though, see yourself in the scene. You need to be in the picture, taking part and enjoying all that this experience is providing you with. Add all the elements of your senses from smells to touch, hearing, vision and taste.

You may also wish to have more visual triggers scattered around. Use index cards or make post card sized cards. Add your keywords onto these and maybe a small graphic or picture to liven it up. Put these cards up where ever you might spend time.

Place a card next to the kettle, on the fridge door, next to your tooth brush, on your work desk or computer monitor. Keep some in your car, tuck them into your purse or wallet. Your shirt pocket can take some, the umbrella stand. Put them where you will be reminded again and again.

If you are on the move, most of the day due to work or family commitments, then make a recording of your affirmation so that you can play this back on your MP3 player or a smart phone. You can get your friends and family to record congratulations and words of encouragement to go with your affirmations.

Create a screen saver with your affirmations and show it on your computer to remind you. You can even create a collage of your affirmations and use this as your new desktop scene. Be inventive and creative as to how you make new triggers for yourself so that your affirmations are in your mind.

By constantly engaging yourselves in affirmations, you build self confidence and positive reinforcement beliefs that can help to combat negative belief views and make you a more successful person in many areas of your life.

Courage to Find Your Personal Life Purpose

Dwight Anthony — Tue, 24 Nov 2009 00:06:15 +0000

Have you been searching or do you really know your Personal Life Purpose? So many of us just coast through life like sands through an hour glass. There is more to you than that. This is why it is equally important on the things that would make us live a very meaningful and abundant life. With things being more hectic in this life than even our ancestors, it’s important to put things in perspective.

You will wonder how to find it. It’s been passing you by for many years. What will enable you to find it now? Some effort will be required, that’s for sure, but above all else you will need to stop being afraid.

One of the most common thoughts that will crop up as you try and find your own purpose is the statement that you can’t do that. You can’t leave your job, you can’t study again in fact you can’t leave the life you are living right now.

That is a perfectly normal way to think. Your life is a series of instances where you have to weigh up your options. You have to decide many times whether you should take the safe route or whether you should put yourself at risk.

As a young person you are more inclined to take the risk option. Leaving home to go to college in another State seems like a fun thing to do. It involves stepping out of your comfort zone as you have to leave your support system behind. It’s an adventure though when you are young.

That is not that easy to do as you grow older. Everything you surround yourself with is important in that it makes you feel secure and safe. You have the same friends, you take the same route to work, you spend your evenings at the pub down the road, you go on vacation to the same seaside resort.

Yet this very sameness lulls you into a false sense of security and seduces you into thinking that this is the ideal life. It therefore surprises you when you feel that bit of dissatisfaction within. Where did that come from you wonder? After all you are so lucky to have this wonderful life especially in comparison to how many people have to live.

This way of cocooning yourself is what makes it so difficult to work out what your life purpose is. You know instinctively that whatever it is, will require you to change if you want to follow your purpose. Things will not be the same again.

From a young age society has conditioned you to take the safe route. Go to school, do well so that you can go to college, get a safe qualification so you can be an accountant, lawyer, doctor or teacher and find a stable job because this will take care of you for the rest of your life.

The thought of leaving this comfort zone behind and trying to establish what you really would like to do is very frightening. Finding the courage to explore what your life purpose is could be is the first step towards finding your passion for life.

You must expand on this safe or comfort zone or it will continue to constrict your life allowing you to live the ‘safe’ yet not totally fulfilling life that you want. You want to ultimately make those changes that you know you are capable of metamorphosis into the person that you always know you could be.

If you enjoyed this post, let’s discuss. Post a comment below.

Do You Have Real Purpose in Your Life?

Dwight Anthony — Mon, 16 Nov 2009 13:48:59 +0000

Are you really fulfilled and have a real sense of purpose in your Life?

How do you know whether you are living according to your life purpose statement? If you don’t know what your life purpose is, how can you possible live on purpose? So either way it isn’t easy to work out how your life is going.

Let’s try some questions. If you answer no to any one, or possibly even all, of these questions you might not be living according to your life purpose.

This one is an easy one. Do you wake up in the morning excited to start the day, every day, not just week-ends or on your days off?

How about. Do you love your work and is it a career for you or a burden?

Do you often read a book or article online because it is interesting and will enrich your life and could possibly increase your knowledge for your work?

Here are a few that you might want to answer yes to and id you so might just realise you are not be on purpose.

Do you often find yourself eating because it makes you feel good, and it helps you cope better with the day? Does that mean you are overweight?

Do you look forward to your drink in the evening because it’s the only time during the day you can feel relaxed and happy?

Are you constantly looking to make more money so that you can do something else, although you have no idea what you might want to do?

How do you answer to this one. Are you and your credit card best buddies? Do you binge shop regularly and have a cupboard full of clothes which you have only worn once, if at all?

Do you long to go on a romantic cruise because it could let you meet up with the man of your dreams?

You’re in a loving relationship but you like to look at good looking people and speculate what it would be like to have an affair with them because there’s no harm in having some fantasies?

When you go on holiday to another city and especially if traveling outside your country do you wish you could live there because things could be so much more exciting, or settled, or interesting, or lucrative?

You would love to buy a new car because you know it will make you feel great to be able to show off to other people that you’ve made it.

You live in the wrong suburb. If you could move to the one on the other side of the park it would be so much nicer. And the houses are much bigger.

So how did you go with all of these questions? Some might have made you laugh, some might have got you thinking a little. In each case there could have been a slight niggle that made you realise that you are doing a whole bunch of things to try and make yourself feel happier. These would be external things to make the internal happier and mostly they just don’t work.

Remember none of the above questions show that you are doing anything wrong. That’s not the point of the exercise. It was just for you to reflect on whether there are things you might be doing on a daily basis that make you feel better about yourself because you are not doing what makes you happy.
Taking your Life to the next level by setting Goals and Mini-Goals will definitely give you a sense of purpose in your own life. If you liked this post, you might want to see my Post on Setting Personal Goals here.

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TV, the Time Sucker

Dwight Anthony — Thu, 15 Oct 2009 00:12:04 +0000

“I Want my MTV”, how many of you actually remember that infamous video? We have become a generation where TV has become the baby sitter that has replaced the parental unit. This is no more evident than in the hilarious comedy, ‘The Cable Guy’, that hammers home the point. TV has a way of suspending us in an almost passive reality where the TV does the thinking for us. In my own research, I’ve found that I average anywhere between 1-3 hours of TV daily. That is down from about 3-5 hours of TV daily. What’s your daily television viewership? This can put some perspective back into your life.

Turn off the TV, get animated

Instead of getting TV to tell you how to think and sucking you into it’s world, turn it off and do an alternative form of exercise or hobby. There are many more ways for you to become a lot more productive in your day. When we realize how much time TV actually sucks away from us, we can attack the issue of unproductive time. The point is to actually become active and do something congruent to make you more useful.

From my last few months of research, I’ve identified that watching too much television as my main productivity killer. Obviously, not everyone will have the same productivity killers in their day. The important point is to identify where you are losing productive time throughout your day. You should map out your day and action those items. Make sure at least a few of these tasks will incrementally make you more successful. You may want to read my last post, “Procrastinate No More!” to help you become more animated.

Why People Gravitate to TV

According to Nielsen Media Research, the average American watches at least 4 hours of television a day, that equates to about 28 hours in a week or to about 2 months (60 days) of non-stop TV watching per year. Take into account, many people watch anywhere between 5 -10 hours per day! The biggest reason that people watch TV is enjoyment and entertainment. However, they are many that watch TV mindlessly out of sheer boredom. You must find a balance in your life that keeps you productive. If you are unemployed and watch say 5 hours or more of TV in day, you have a priority problem. Get organized and do something productive.

TV costs you more than you Think

Too much TV watching costs you more than you think, not only do you lose productivity, they are also quite a few negatives. Here are a few:

Gaining Extra Weight. Many people have become overweight and even obese through too much TV. It has just about become a national and even global epidemic. Better to have put that time in a gym or exercise to get and stay healthy.
Unhealthy Eating. It’s no secret that many people eat a lot of unhealthy things when watching TV. Chips and Dip, Pizza, Bon Bons, Soda, BBQ wings, fast food and many other foods are devoured without thought while on the tube.
Learning Difficulty. There have been many studies that suggest that TV takes away from people’s core development and motor skills. Here’s a disturbing fact: students with television sets in their bedrooms score significantly lower than those who don’t Any wonder why some kids are failing their FCAT, MCAT and some of the other acronym fortified tests out there?
TV eats up your time. I’ve harped quite a bit on this in the first part of this article, enough said.
TV Addiction. They are increasingly more and more addicts that have replaced good old recreational activities with video games and TV. 8-10 hours daily on the TV can be the norm to feed their addiction.
Inactivity / Sedentary Lifestyle of Laziness. Remember watching TV is a passive habit. You are sitting usually on a couch, remote in hand and one hand eating pizza. Getting up and going is the cure.
Violence increase. There is almost a direct correlation between those that are more violent and watching violence on TV. Watching Violet Content can increase violent tendencies as much as 5 times according one study.
Attention Problems. We live in a society of ADD and ADHD disorders coupled with children falling asleep in class because of too much TV. Need I say more?

Use TV as a Reward

To make the most of your TV viewing, use it as a reward. Also, look at the TV guide before even watching TV and know exactly what programming to watch. Once done, get in the habit of turning off the TV instead of channel surfing. Try to limit your TV viewing to 1-3 Hours max per day and you will see a productive boost in your life.

I hope you enjoyed this post and look forward to your opinions on Television viewing.

Invoke Confidence

Dwight Anthony — Fri, 09 Oct 2009 01:23:03 +0000

If you read my last post on ‘The Change Within’, this blog post goes hand in hand with that one. You see confidence is important and can be seen as a deal maker or deal breaker. Confidence is a very important quality to have if you want to position yourself in an authoritative position or as simply a tool to attract others to you. A person that has confidence with what they do and how they are perceived by others is a powerful thing. It’s almost like people have a sixth sense in determining that someone is portraying a level of confidence to them. Remember it’s all about how you are perceived by someone that is the most important. Ever heard the saying, “You have one chance to make a first impression”?

Confidence can be invoked or ‘generated’ from within

The really interesting thing about confidence is that it is very much a mental state more than a physical state. What do I mean by this? Well, for one, you just have to make the right change mind wise in order to exude confidence from yourself. Others pickup on it and are at a very fundamental level attracted to it. You see, inherently, people want others as a leader if they have no leadership qualities of their own. Break it down now, how many people do you know are in a leadership role or portray leadership qualities? My guess is that you probably know a lot more followers than those capable of leading. The good news is that you can invoke or generate confidence from within. It truly is a mental state of being. You don’t even have to have been born with it; isn’t that awesome?

A few ways of developing Confidence

Here are a few quick ways of developing your own personal confidence:
Become an expert in something
Never stop Learning
Take an Etiquette Class
Practice confidence daily and really feel it
Speak with Authority and a tone that holds some masculinity properties
Read more on the subject of Confidence Development

Once you are in a position where you exude and portray a high level of confidence, certain doors and opportunities will start to open. Thing is, you must be ready to take advantage of these opportunities afforded to you. A confident person knows how to ‘see’ opportunity available to them and take the action to pounce on it. This develops even more confidence within that person. Is it any wonder why highly successful people such as Tony Robbins, John Assaraf, Jay Conrad Levinson, Michael Gruber, Dr. Joe Vitale and many others are also seen as confident people as well. They have a level of Financial Freedom that many of us can only dream of. You can achieve anything that anyone else has achieved. Remember, Success leaves clues. Over to you, what do are your thoughts of the subject of confidence building? Please feel free to re-tweet or share this post on your social media community.

The Change Within

Dwight Anthony — Wed, 07 Oct 2009 00:28:31 +0000

It comes a time in everyone’s life where we need to mentally and metaphorically make a dynamic shift within ourselves if we are to be on the fast track to success and separate ourselves from the mundane and mediocre. This is done on a physical as well as mental because your mind really controls your physical as well. When you really understand the physiological change that you can make within yourself and the power within that change, you are not even the same person. You make a complete transformation. Do you think leaders such as Warren Buffett, Donald Trump, Deepak Chopra, Anthony Robbins and many others became as successful as they are overnight? Do you feel they were simply born into success and it was an easy change for that dynamic shift in consciousness where they simply were successful? If you think that, I’m sorry but you are mistaken

How do you make the Dynamic Change within?

To really make the change within and express that change outward, takes massive focus. It takes time for self reflection and empowering yourself to become the best at what you do. It takes discipline where others will flounder and fail. It’s as simple as a permanent change in your thinking as well as many, many hours of self development to achieve that lasting change. The good news is that once you get there, you will know in a twinkle of an eye that you have made that change to become the success story that you know deep down that you can become.

Know who you will become

The easiest way to make that dynamic change that I speak about is to really know in your mind’s eye who you will become, who you will serve for the better, what kind of leader and expert that you will become. If you can see it, it’s a very high probability that it can be achieved. You must feel it, touch it, even taste the success that it will bring. Get all your senses on board, visualize what you need to become and take the steps to get you there.

By really getting on board to make this dynamic shift, you will see fantastic results if you are not already there. This shift in focus can feed your subconscious to the success you know that you deserve. When you make that change, you not only help your personal situation, but others around you. How many people look up to a mundane or mediocre person compared to those with phenomenal Qualities? You can be that person, that rising and shining star if you take those steps to snap that change within you.

Mr. Time Manager

Dwight Anthony — Fri, 02 Oct 2009 02:36:25 +0000

So, just who is Mr. Time Manager or Ms. Time Manager? Well, it could be you if you play your cards right and get organized. Want to put yourself and a billionaire on the same level playing field and being equals? Easy, simply understand that you both only have 24 hrs. in a day, nothing more, nothing less. It is with this understanding, that we grasp the concept that Time is one of our most valuable resources that we have. Nothing makes a better and improved version of yourself than when you “make every minute count”. It’s just that important to squeeze out the most sensational and ambitious use of our time to be as effective as possible.

Learn how to Time Manage

How many of us sit around watching hours and hours of tv or play video games all day or shop till we can hardly stand? Quite a bit of us. I am here to tell you the truth, it is not an effective use of your time. For example, everything you do you should have focus and commitment planned to everything you do. You must also want to do these things as opposed to need. Mini-schedule everything. For example, if you need to watch tv, limit yourself to maybe a few hours and the remaining hours you would normally watch tv, read a personal development book or get yourself in the music mood by listening to your favorite tunes, but for Pete’s sake, do something constructive. There is nothing so mind numbing as doing absolutely nothing and putting your brain in passive mode by watching too much tv, gossiping, video game marathons and the like. If you don’t know how to make an effective use of your time, for goodness sake, take a time management course because you obviously need one. This will help you eliminate large time gaps of doing “nothing” and actually make you more productive.

Success is a by-product of Effective use of Time

I also should not have to tell you that if you live your life with some passion for learning and self development, that you will become successful in almost all avenues of your life quicker than you ever thought. Effective use of your time, means you don’t live your life with regrets looking back and saying, “boy, I wish I really tried to accomplish that when I was younger”. You will become a student of learning and growing as an individual as you show more and more perseverance of actually becoming an effective time manager. It is truly one of the areas that we can all become a manager in. You must realize that you were put on the earth for at least some purpose, don’t just merely exist.

By really working on your time management skills, you will notice that you will have a lot more personal, family, recreational and productive time available because you are more organized in your approach. By becoming better time managers we are helping others around us become more organized as well. A good example of time management goals might be that you eventually want to be free of all bad debts (financially free). As part of your Time management goals, you might have some time management type skills for the month where you actually work on eliminating your debts by paying extra on your due loans every month. So, please friend, take not this skill set for granted, but instead hone it like a sharp sword in your personal development quest.

Candor

Dwight Anthony — Wed, 30 Sep 2009 03:11:21 +0000

Today, I want to look at the importance of having the quality of candor in one’s life. Wikipedia.com describes candor as, “virtue that is the quality of being open and honest in expression. i.e., frankness. For example, ‘He is a man of refreshing candor.’ “ Some powerful synonyms or words that mean the same found on thesaurus.com include: “simplicity, sincerity, straightforwardness, truthfulness, unequivocalness, uprightness, veracity”. Candor was invented in old English times, when it was seen as a necessary virtue to have candor. How many people have true candor as defined above in the world today? My guess is not a whole lot. If you study some of the world’s most successful businessmen, self improvement authors, philanthropists, world leaders and so on, you will see that their most important attribute is usually candor.

How can we apply Candor?
We can actually learn to develop candor through practicing candor. It is through the effort of developing patience, honesty, simplicity, straightforwardness and so forth with our fellow man that we can develop candor more effectively. Once we are seen as someone that has a high tolerance of candor, amazing things start to happen. Business people want to network with you because they see you as an expert and an ethical person. Normal people are attracted to you because of the way you carry yourself in your everyday life. You can forge relationships throughout your everyday dealings because you are not a drag to be around.

Candor is a desirable Trait
You can apply candor in everyday life and in almost every situation. See the definition of candor above to embed this important trait deep into your subconscious. A very good daily affirmation is to start your day saying something like, “I’m a person of great candor”. You really need to add this quality to the list of qualities that you may already possess. When you accomplish great candor, it makes you more deserving of more and more abundance into your life. You also become a candidate for more success because as you develop candor it also attracts other qualities into your life that allow you to more easily succeed in your endeavors.

Financially Elite Blog - Achieve Financial Freedom » Personal Development

Financial Freedom – Possible in 30 Minutes a Day

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Believe in Success!

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Affirmations 101

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Courage to Find Your Personal Life Purpose

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Do You Have Real Purpose in Your Life?

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TV, the Time Sucker

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Mr. Time Manager

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Candor

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