Even though it’s been somewhat of a long road to completion, I have finally completed my roadmap guide to
help you gain Financial Freedom. This is a compilation of lessons learned and thousands of hours of studying and applying practical Life changing steps in my own world. Best thing is you can practice many of these ‘nuggets’ in as little as 10-30 minutes of practice a day. Before you know it, it will become second nature and you will be able to see positive results I’m sure.
Just What Will You Find in this Report?
How to get over limiting self beliefs, negative aspirations, non supportive habits and much, much more will be shared in this FREE Report. Even more important is how you will be able to change your mindset to something that supports you at the subconscious level and helps to shape and define the life of Financial Freedom that you always wanted to live. Be part of the Financially Elite that really decide to do something about changing their Life path and getting on the road to becoming wealthy and improving on your personal development. When you learn how to master these secrets I share with you, you may find that improving your life significantly is as easy as connecting the dots. By reading this far, I can already tell that you are the type of person that makes a conscious effort to change your life for the better.
You will see that a lot of effort was put forth into this report and I really look forward to your comments and feedback on this. It means a lot to me to know that I have helped another person get that much closer to the life that they really deserve.. Once you have read through Golden Nuggets | 25 Absolute Steps You Need for Financial Freedom, I would appreciate if you would revisit this page and give me feedback and comments on this report. Go ahead and download your report by filling out my form below and I Wish you Success. Sign up and get your FREE Report at the top right of the page (in the sidebar). See what else this Report can do for you by clicking here. Click the ‘Get Report’ button below for a more detailed breakdown of this Report.
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Are you really fulfilled and have a real sense of purpose in your Life?
How do you know whether you are living according to your life purpose statement? If you don’t know what your life purpose is, how can you possible live on purpose? So either way it isn’t easy to work out how your life is going.
Let’s try some questions. If you answer no to any one, or possibly even all, of these questions you might not be living according to your life purpose.
This one is an easy one. Do you wake up in the morning excited to start the day, every day, not just week-ends or on your days off?
How about. Do you love your work and is it a career for you or a burden?
Do you often read a book or article online because it is interesting and will enrich your life and could possibly increase your knowledge for your work?
Here are a few that you might want to answer yes to and id you so might just realise you are not be on purpose.
Do you often find yourself eating because it makes you feel good, and it helps you cope better with the day? Does that mean you are overweight?
Do you look forward to your drink in the evening because it’s the only time during the day you can feel relaxed and happy?
Are you constantly looking to make more money so that you can do something else, although you have no idea what you might want to do?
How do you answer to this one. Are you and your credit card best buddies? Do you binge shop regularly and have a cupboard full of clothes which you have only worn once, if at all?
Do you long to go on a romantic cruise because it could let you meet up with the man of your dreams?
You’re in a loving relationship but you like to look at good looking people and speculate what it would be like to have an affair with them because there’s no harm in having some fantasies?
When you go on holiday to another city and especially if traveling outside your country do you wish you could live there because things could be so much more exciting, or settled, or interesting, or lucrative?
You would love to buy a new car because you know it will make you feel great to be able to show off to other people that you’ve made it.
You live in the wrong suburb. If you could move to the one on the other side of the park it would be so much nicer. And the houses are much bigger.
So how did you go with all of these questions? Some might have made you laugh, some might have got you thinking a little. In each case there could have been a slight niggle that made you realise that you are doing a whole bunch of things to try and make yourself feel happier. These would be external things to make the internal happier and mostly they just don’t work.
Remember none of the above questions show that you are doing anything wrong. That’s not the point of the exercise. It was just for you to reflect on whether there are things you might be doing on a daily basis that make you feel better about yourself because you are not doing what makes you happy.
Taking your Life to the next level by setting Goals and Mini-Goals will definitely give you a sense of purpose in your own life. If you liked this post, you might want to see my Post on Setting Personal Goals here.
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Now, I’m not actually talking about getting out of some unethical loan tactics with a bunch of mafia hooligans called loan sharks, but instead talking about how to minimize those tactics that any corporation that uses unscrupulous means of keeping their customers in debt. You will find that most corporations would love for you to stay in debt as a means of keeping profits from you high and rolling in like clockwork every month. The worse culprits of these loan shark tactics as the time I write this are credit card companies, cash to payday loan companies, and other organizations charging a fairly high amount of interest. I would say if you are paying anything over 6%, it may be time to look at refinance tactics or getting out of the loan as quickly as possible.
The Secret to Destroying Loans / Debt
Some of the biggest tactics to eliminating debt should be looking at maybe refinancing for a lower interest bearing credit card, getting a lower interest bearing loan if it is a long term loan or getting out of debt through debt reducing tactics. If you have a credit card that you are paying over 5% APR, consider calling other credit card companies to see if they would negotiate giving you a card with a lower rate of interest and that rate remains fixed. Also, make sure to get this in writing. If you have a loan with less than attractive terms, you also want to look at maybe refinancing if the terms will be in your favor and if the penalties you would pay would be worth it in the long term of refinancing that loan. Cash to Payday loans or scams I like to call them, should be avoided at all costs. These are designed to keep their customers deep in debt with an abnormal high rate of interest (sometimes higher than 50%!).
Another secret that many know about yet don’t use themselves is simply paying more to the principal or the ‘meat’ of the loan. By paying straight to principal or unscheduled payments, you can cut down significantly on the life of the loan and saving many thousands of dollars over the life of the loan. By adopting savvy techniques, you can usually avoid heavy consequences of unscrupulous tactics of debtors.
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